What makes a house a home hasn’t fundamentally changed. BUT, given recent environmental changes (Thanks, COVID!), we see that people are putting increasingly more money into their home so that it can better suit their needs and become their own sanctuary.
If the Definition of Home has Changed, Where Should you Put your Money? Read More »
Buying a home is usually the most expensive purchase people make in their lives. It is considered to be a symbol of success which signals to others that you are getting closer to fulfilling the American dream. Knowing that buying a home is a big financial and psychological commitment, finding out how much you can afford should be your #1 priority.
How Much House Can I Afford? Read More »
There’s been a ton of advice written over the years about things a buyer should not do when embarking on a home purchase.
Running up more debt, buying furniture, traveling the world before closing, taking out a car loan and changing jobs are all big no-nos when it comes to buying. Although many buyers having been counseled appropriately by their agent and lender about what not to do, issues still occur.
What else does a buyer do that can potentially sabotage a home purchase? Here are a few of the lesser-discussed items on the list.
9 ways buyers sabotage their home purchase Read More »
Last year proved to be an unexpectedly good year for housing in general and mortgage companies in particular. Ten years after the end of the financial crisis, low interest rates and strong home-price growth contributed to a banner year, with consumers sitting on record amounts of home equity to tap. But the ten-year mark also spawned a host of predictions for a coming recession, maybe even in 2020. Our economy operates on a cycle, and a full decade of growth seems bound to end with a downturn.
What people have all wrong about the “looming recession” Read More »
With the housing market rebounding, more and more people are looking to buy a home. Unfortunately, as a result of the sub-prime housing scandal that occurred some years ago, home loan lenders are stricter than they used to be. The days when you would qualify with 5% down are over. You’ll often need to make
Using an IRA to Make a House Down Payment Read More »
With the housing market rebounding, more and more people are looking to buy a home. Unfortunately, as a result of the sub-prime housing scandal that occurred some years ago, home loan lenders are stricter than they used to be. The days when you would qualify with 5% down are over. You’ll often need to make
Did you know? You Can Use an IRA to Make a House Down Payment Read More »
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