Buying a house is probably the largest single financial decision people ever make – and it’s a decision that’s made with high frequency each year.

Though these figures have somewhat leveled off in recent years, total home sales continue to hover around 6 million, spurred on by historically low lending rates and the longest economic expansion in U.S. history. It would seemingly look like a great time to buy a house, but that all depends on if you have your credit in order.